Alexander Cox

2025 was another consequential year in the consumer finance industry. On the federal level, President Donald Trump started his second term in January and since then has led an unprecedented rollback of federal agency...more On December 22, the National Credit Union Administration (NCUA) updated its Artificial Intelligence (AI) resource page to consolidate key technical and policy references for federally insured credit unions. The page sits...more Two state privacy laws that pose unique applicability concerns went into effect July 1, 2024: the Oregon Consumer Privacy Act (the “OCPA”) and the Texas Data Privacy and Security Act (the “TDPSA”). Generally following the...more Although not yet the subject of the formal rulemaking process, the California Privacy Protection Agency (the “CPPA”) has released draft proposed regulations for cybersecurity audits required by Section 1798.185(a)(15)(A) of...more