Bert R. Oliver

Small and mid-size businesses need capital to buy inventory, sustain operations, to hire, to make payroll … to grow. When the tide turns against them they often turn to private business lenders and borrow money. Sometimes businesses who borrow run into hard times. Things change. Sometimes they borrow more, and more, and more. When legitimate hardships come and debt becomes a burden, businesses turn to a third-party… someone to intervene between them and their lender(s). They turn to a business debt settlement company like Corporate Client Services (“CCS”). CCS studies the business’s situation, builds a hardship narrative and opens a new line of communication – standing between debtors and creditor. Most lenders listen and work out a payment plan or lump sum settlement attractive to both the business and the creditor. Some will not. CCS is an effective advocate for businesses that need both an intelligent buffer between them and their creditor(s). Based on its experience settling thousands of business debt CCS comes up with effective solution for overwhelming or delinquent debt, a return to a profitable financial status, and to potentially avoid bankruptcy. When dealing with creditors while in partial or total default of repayment terms, there is always the risk that the creditor will “lawyer up” to negotiate a settlement or bring a lawsuit. All CCS clients are fully informed of that risk and are encouraged to become a Member of the Frontline Legal Service (“FLS”). The cost to enroll in the FLS Business Debt Legal Plan is far less when compared to the normal hourly rates charged by experienced business law / transaction attorneys. In the event a Creditor takes Legal Action against an FLS Member, all the following will apply: In the event a Creditor engages in Lien/Lock Down, FLS will provide the FLS Member with a local, licensed attorney and pay 100% of that attorney’s fees. The attorney will file/send any appropriated written communications to thwart future Creditor activity or reverse same including filing “Release of Lien” demand letters.