Louise Lamb

A group of former customers of Northern Rock claimed that when their mortgages were acquired by the defendant, TSB Bank, TSB was obliged to apply an SVR which it already operated for other borrowers under a different loan...more On 7 October 2025, the FCA published its much anticipated consultation paper (CP 25/27) on a proposed industry-wide redress scheme for motor finance customers deemed to have been treated unfairly due to inadequate disclosure...more The High Court in London has given judgment on three key preliminary issues in a claim brought by former customers of Northern Rock, whose mortgages and loans were acquired by TSB Bank. The Court found in favour of TSB on...more Financial Institutions Horizons is a snapshot of key legal topics and market trends across the globe, shaping the future of the financial institutions market. When we conceived the Horizons series in 2018, the financial...more